Privacy Policy

At United Auto Credit we value your privacy.
When you provide us with information you grant us permission to
1) Contact you – we ask for consent to follow up with visitors regarding car loan applications or partially completed applications.
2) Seek loan approval – we ask for permission to pull credit reports and search for an auto loan approval with banks.

Sharing Information, data is shared only to obtain your car loan.
United Auto Credit is the car financing division of Auto Resale car dealership in Toronto. As such Auto Resale may disclose information to the following types of third parties: Auto Resale’s affiliates; service companies (companies that provide services to Auto Loans in Canada in order to process your application); financial institutions, credit bureaus, and collection agencies. Your information is disclosed to the foregoing entities solely for getting a loan that meets your criteria. Outlined below is the information shared with each type of third party:

  • Sharing Information with Service Companies — To provide quality service,  Auto Resale contracts with service providers for essential roles in processing your application. We may disclose some or all the information to these service providers but only in order to obtain credit for you. All Auto Resale’s service providers have entered into a contract with Auto Resale that forbids them using information provided by Auto Resale for any purpose other than providing the service for Auto Resale customers. Auto Loans in Canada takes security precautions to monitor the use of the information and prevent the use of the information for any other purpose.
  •  Information Sharing With Merchants – Auto Resale does not share  information with unrelated merchants to offer goods and services without your consent.
  • Information Sharing with Partners – Auto Resale offers its products in conjunction with financial institutions and other businesses (collectively,Auto Resale Partners). By completing a credit application  to obtain a car loan, you agree to  share information with that partner. These relationships are clearly stated in the application and by completing the application you agree to information sharing by Auto Resale and the partner which may include: your name, address, phone number, e-mail address, and personal financial information.
  • Credit Reports and Other Uses of Information — In applying for credit, you agree that we may request consumer credit reports from one or more credit reporting agencies in connection with your application and the administration of such application. You also authorize us to exchange credit information concerning you or your use of the Account with (and answer questions and requests from) others, such as merchants, other lenders and credit reporting agencies.

Third-party companies, data is shared only to obtain your car loan.

Information we obtain about you is restricted to only those service providers who need the information to purchase a vehicle or obtaining credit. We do not share information with other companies, apart from those acting as our agents in providing our product(s)/service(s), and which agree to use it only for that purpose and to keep the information secure and confidential.

We do not sell your personal information. We may use it to process your credit application, to contact you about your credit application, or share personal information with a third party (“Lender”) such as a bank or lending organization. In such an event, you may also become an applicant or customer of the Lender, and should review the Lender’s privacy policy and information practices.

We may also share information in connection with law enforcement, fraud prevention, and other legal action if Auto Resale reasonably believes it is necessary to do so to protect customers or the public.

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